Water Sports Travel Insurance
U.S. Residents

Trusted Coverage for Surfing, Diving, Fishing, and Ocean Adventures

Whether you’re chasing waves in Costa Rica, diving shipwrecks in the Maldives, or deep-sea fishing off the coast of Florida, Water Sports Travel Insurance is a must. From sudden injuries to equipment loss or trip disruptions, these policies are tailored for ocean-loving travelers engaging in everything from recreational surfing to advanced diving. Our plans are designed with water athletes and explorers in mind—covering you above and below the surface.

Choose From Three
Specialized Plans

Premium Travel Plan

(For Recreational Water Sports Travelers)

Best for recreational surfers, snorkelers, paddleboarders, and diving holidaymakers.

Key Benefits:

  • Cancel for Any Reason (CFAR) Option available with the Premium Plan.
  • Trip Cancellation & Interruption: Up to 175% coverage.
  • Emergency Medical Coverage: Up to $250,000.
  • Emergency Evacuation: Up to $1,000,000.
  • Equipment Coverage: Up to $2,000 for surfboards, diving gear, or fishing equipment.
  • COVID-19 Coverage: Included.
  • Perfect for surf trips, island getaways, snorkeling holidays, and scuba diving excursions.

Extreme Sports Plan

Ideal for competitive surfers, freedivers, and high-risk water activities.

Key Benefits:

  • Medical Coverage: Up to $1,000,000 for injuries while surfing, diving, or training.
  • Accident Coverage: $50,000 for high-impact water sport incidents.
  • Emergency Evacuation & Repatriation: Full support in remote marine regions.
  • Equipment Coverage: Up to $1,000.
  • Personal Liability: Protection for injuries caused during water activities.
  • COVID-19 Coverage: Included.
  • Great for competitive surfers, elite divers, and adventure travel athletes.

iTravelInsured Travel LX Plan

Suitable for remote diving trips, deep-sea fishing, or adventure travel involving ocean sports.

Key Benefits:

  • Medical Coverage: Up to $500,000.
  • Emergency Evacuation: Up to $1,000,000.
  • Search & Rescue: Up to $10,000.
  • Trip Cancellation & Interruption: Included.
  • Equipment Coverage: Protects against lost or damaged water sports gear.
  • Adventure Coverage: Includes surfing, diving, jet skiing, whitewater rafting, and remote marine travel.

Which Plan Is
Right for You?

 

 

FeatureGenerali Premium (Recreational)Auras Plan (Competitive/High-Risk)IMG LX (Remote/Adventure Travel)
Trip Cancellation & InterruptionUp to 175%IncludedIncluded
Medical CoverageUp to $250,000Up to $1,000,000Up to $500,000
Emergency EvacuationUp to $1,000,000IncludedUp to $1,000,000
Sporting Equipment CoverageUp to $2,000Up to $1,000Included
COVID-19 CoverageIncludedIncludedNot Included
Water Sports & AdventureRecreational OnlyYesYes
Search & Rescue CoverageNoNoUp to $10,000

Why Choose Surf Travel Insurance

Built for Ocean-Based Travel

Coverage tailored for marine activities and tropical trips.

Emergency Rescue & Evacuation

For diving incidents or offshore emergencies.

Coverage for Expensive Gear

Protects surfboards, dive computers, rods, reels, and more.

Peace of Mind in Remote Locations

Essential protection far from shore or hospital access.

Get Covered Today!

Heading to the mountains? Make sure you’re covered for all your winter sports adventures.

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Main Plan Comparison