Professional Athlete Travel Insurance

Competing on a global stage? Whether you’re a professional surfer, marathon runner, or combat sport athlete, your travel insurance needs go far beyond standard policies. Professional Athlete Travel Insurance is specifically designed to cover high-level competition and training abroad — with coverage for medical emergencies, evacuations, and liabilities during sanctioned sporting events.

Why You Need Travel Insurance for Professional Competition

Standard travel insurance typically excludes professional sports participation. That means if you’re competing — even in an officially sanctioned amateur event — you could be left without coverage for injury, evacuation, or liability if you don’t have the correct policy.

Professional Athlete Travel Insurance fills this gap by:

  • Covering competition-related injuries

  • Providing evacuation from remote venues

  • Including third-party liability (in case of damage or injury to others)

  • Supporting international athletes, trainers, and team members

Who Needs This Coverage?

Note: Sports federation coverage may not include your full travel window, nor will it typically cover supporters or family. This policy helps bridge that gap.

You should consider Professional Athlete Travel Insurance if you’re:

A professional or elite amateur athlete competing abroad
Traveling for national or international tournaments
Attending official training camps or tours
Coaching or supporting a competing athlete
Traveling with family or friends accompanying an athlete

Key Coverage Features

When selecting a policy, look for:

Professional Competition Eligibility

Policies must be purchased before departure, and must clearly state that professional competition is included. With some insurers (e.g. Auras), you must select the correct sport category during purchase.

Emergency Medical & Evacuation

Crucial if you’re injured during competition or training. Ensure your plan includes:

  • High coverage limits ($100,000+)
  • Transportation to adequate medical care
  • Repatriation coverage
Third-Party Liability

Essential if your activity injures someone else or damages property (e.g. bikes, boards, gear, or venues).

Coverage for Supporters & Family

Unlike association plans, this insurance can extend to:

  • Spouses or partners
  • Children or dependents
  • Trainers or coaches
Clear Activity Classifications

Some plans separate sports by risk level (e.g. Calm, Active, Extreme, Professional). Choose the appropriate tier to avoid denied claims.

What’s Not Covered

  • Competitions not disclosed at purchase
  • Travel without insurance activated prior to departure
  • Equipment damage (varies by insurer — may not be included)
  • Non-medical trip cancellations unless explicitly stated

Important: Always read the full plan wording. Equipment coverage is limited or excluded in most competition policies.

Global Eligibility & Insurer Rules

Professional athlete coverage is available to U.S. and international residents. However, insurers may:

  • Restrict based on destination
  • Impose age limits
  • Exclude certain high-risk sports or events

Our quote tool will guide you to eligible plans based on your residence and activity type.

Choosing the Right Plan

Coverage levels can vary greatly based on sport, location, and whether you’re a participant or support crew. Use our quote tool to compare multiple plans, and ensure you:

  • Select the correct sport tier
  • Match your dates and destinations
  • Include all travelers in your group

A Note on Timing & Documentation

Insurers often verify trip timing using passport stamps or travel confirmations. Be sure to:

  • Purchase your policy before your trip starts
  • Provide full details about your event(s)
  • Retain proof of event participation

Ready to Compete with Confidence?

Use our professional sports quote tool to:

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.