Cruising & Expedition Travel Insurance
U.S. Residents

Tailored Protection for Ocean & Adventure Travelers

Cruise vacations and expedition trips can be a once-in-a-lifetime experience—but they can also come with unexpected disruptions. Whether you’re sailing the Caribbean, exploring polar regions, or joining a luxury river cruise, our Cruising & Expedition Travel Insurance Plans offer medical coverage, trip protection, and evacuation services to keep you safe and secure at sea.

Choose From Three
Specialized Generali Plans

Premium Travel Plan

(For Cruise Travelers & Families)

Key Benefits:

  • Trip Cancellation & Interruption: Covers 100% of prepaid costs and up to 175% for trip interruptions.
  • Emergency Medical Coverage: Up to $250,000 for onboard or onshore incidents.
  • Emergency Evacuation: Up to $1,000,000 including helicopter rescue when necessary.
  • Trip Delay Coverage: Up to $1,000 for delays due to missed connections or weather disruptions.
  • Baggage & Sporting Equipment: Up to $2,000 for lost baggage, and coverage for delays or sporting gear loss.
  • COVID-19 Coverage: Included for cancellations and medical treatment. Perfect for families, solo travelers, and luxury cruise guests looking for dependable protection.

Auras Insured Cruise Travel Plan 

(For Adventurous Cruise Guests & Competitors)

Key Benefits:

  • Medical Coverage: Up to $1,000,000 for injuries or illness while on a cruise.
  • Sporting Event Participation: Covers adventure sports, including those held on board or at port.
  • Emergency Evacuation & Repatriation: Full support for transport to medical facilities.
  • Baggage Loss & Sporting Equipment: Up to $2,000 for gear and essentials.
  • COVID-19 Protection: Medical coverage and quarantine costs included. Ideal for athletes, surfers, and active cruise participants.

IMG iTravelInsured Travel LX

(For Remote Expedition Cruisers & Luxury Voyagers)

Key Benefits:

  • Emergency Medical Coverage: Up to $500,000 for medical emergencies.
  • Search & Rescue Option: Add-on for high-risk and remote expeditions.
  • Evacuation Support: Full transport coverage from isolated regions.
  • Trip Cancellation & Interruption: Up to 100% cancellation and 150% interruption coverage.
  • Baggage Protection: Up to $2,500 for personal items and luggage.
  • No Exclusion for Competition: Coverage includes remote access and performance-based travel. Best for expedition travelers, luxury voyagers, and guests exploring remote or high-risk destinations.

Which Plan Is
Right for You?

 

FeatureWhich Plan Is Right for You?Auras Insured (Adventure Cruise)IMG Travel LX (Expedition Travel)
Trip Cancellation & InterruptionUp to 175%IncludedUp to 150%
Medical CoverageUp to $250,000Up to $1,000,000Up to $500,000
Emergency EvacuationUp to $1,000,000IncludedIncluded + Remote Evac
Baggage & Sporting EquipmentUp to $2,000Up to $2,000Up to $2,500
COVID-19 CoverageIncludedIncludedIncluded
Adventure Sports / CompetitionLimitedIncludedIncluded (No Exclusion)
Remote Expedition CoverageNoLimitedYes (with SAR add-on)

Why Choose Surf Travel Insurance

Trip Disruption Coverage

Protect your non-refundable bookings from weather, illness, or missed connections.

Comprehensive Medical Benefits

Onboard or remote medical incidents are covered.

Emergency Assistance

24/7 support from anywhere in the world—including on the water.

Evacuation Support

Helicopter, airlift, or boat-based transport included in select plans.

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Heading to the mountains? Make sure you’re covered for all your winter sports adventures.

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Main Plan Comparison