Annual Multi-Trip Travel Insurance Plans for
U.S. Citizens

Comprehensive Coverage for Frequent Travelers

For U.S. citizens who take multiple trips throughout the year, an Annual Multi-Trip Travel Insurance Plan offers continuous protection without the need to purchase separate policies for each journey. We offer two trusted options for frequent travelers: IMG Global’s Patriot Multi-Trip Plan and Auras Insured’s Annual Travel Plan.

If you’re a business traveler, an adventure seeker, or someone who frequently explores the world, these plans provide medical protection, trip interruption benefits, and emergency assistance for all your trips within a 12-month period.

Choose From Three
Specialized Generali Plans

Patriot Multi-Trip Plan

This plan is ideal for frequent international travelers looking for robust medical and emergency assistance coverage while abroad.

Key Benefits:

  • Trip Duration Options: Choose from 30-day or 45-day per trip coverage limits.
  • Worldwide Coverage: Covers trips outside your country of residence.
  • Emergency Medical Coverage: Up to $1,000,000 for eligible medical expenses.
  • Emergency Medical Evacuation: Up to $500,000 for transport to the nearest suitable medical facility.
  • Accidental Death & Dismemberment (AD&D): Up to $25,000.
  • Lost Luggage Protection: Covers up to $250 per insured person.
  • Trip Interruption Coverage: Reimburses up to $5,000 for interrupted trips due to covered events.
  • Political Evacuation & Repatriation: Up to $10,000 for covered events requiring evacuation.

Annual Travel Plan

This plan is ideal for U.S. travelers looking for flexibility and higher medical coverage limits, particularly for both domestic and international travel.

Key Benefits:

  • Customizable Coverage: Choose from coverage limits up to $1,000,000.
  • Medical Expenses: Covers up to $100,000 for emergency treatment.
  • Baggage Protection: Coverage for lost or delayed baggage up to $1,000.
  • Accident Protection: Up to $50,000 in case of accidental injury or death.
  • Flight Cancellation & Delay: Covers expenses up to $750.
  • Repatriation of Remains: Up to $100,000 for return home in case of a medical emergency.
  • Legal & Translation Services: Coverage for medical-related legal needs.
  • COVID-19 Coverage: Protection for pandemic-related medical expenses and mandatory quarantine accommodations.

Which Plan Is
Right for You?

Both plans offer comprehensive protection for U.S. citizens who frequently travel, ensuring you’re covered no matter where your next trip takes you.

 

 

FeatureUnlimited trips per yearAuras Insured Annual Travel
Maximum Trip Duration 30 or 45 days per tripUnlimited trips per year
Medical CoverageUp to $1,000,000Up to $1,000,000
Emergency EvacuationUp to $500,000Included
Baggage & DelayUp to $5,000Included
Missed ConnectionUp to $250Up to $1,000
Sporting EquipmentNot IncludedIncluded

Why Choose Surf Travel Insurance

Convenience

One policy covers all your trips for 12 months.

Cost-Effective

Save money compared to purchasing multiple single-trip policies.

Comprehensive Benefits

Get coverage for medical emergencies, trip interruptions, and lost baggage.

Peace of Mind

Travel with confidence knowing you’re protected year-round.

Get Covered Today!

Heading to the mountains? Make sure you’re covered for all your winter sports adventures.

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Main Plan Comparison