Adventure Travel Insurance – Explore Without Limits

From trekking across mountain ranges to chasing remote surf breaks, adventure travel is thrilling — but it often falls outside what standard travel insurance is built to cover. If your plans involve physical activity, unpredictable terrain, or far-off destinations, you need a travel insurance plan designed for the unexpected.

Adventure Travel Insurance offers medical coverage, emergency evacuation, and trip protection tailored to adventurous travelers — so you can focus on the journey, not the risks.

Why Choose Adventure Travel Insurance?

Many regular travel insurance plans exclude or limit coverage for active pursuits like high-altitude hiking, off-grid travel, or watersports. If you’re planning anything more adventurous than sightseeing, you need a policy that’s designed for:

  • Off-road or off-coast locations
  • Physically demanding activities
  • Variable weather and conditions
  • Limited access to hospitals or emergency services

Our plans fill the gaps that traditional policies leave behind — with built-in or optional upgrades for wilderness evacuation, gear protection, and more.

Is This Coverage Right for You?

You should consider adventure travel insurance if your trip includes:

Hiking, trekking, or camping in national parks or alpine regions
Surfing, diving, or kayaking — especially in remote locations
Multi-day tours, safaris, or overland expeditions
Activities like horseback riding, ziplining, or jungle touring
Travel with sports gear or outdoor equipment
Destinations far from hospitals or major transport routes

What to Look for in a Quality Adventure Plan

When comparing plans, here’s what matters most:

  • 1

    Strong Medical & Evacuation Coverage
    Look for at least $100,000 in emergency medical and evacuation benefits — our plans often exceed this minimum.

  • 2

    Trip Cancellation & Interruption Protection
    Weather, injury, or tour operator changes can upend your plans — the right policy protects your investment.

  • 3

    Optional Gear & Baggage Coverage
    For travelers with surfboards, hiking packs, climbing gear, or photography equipment, gear protection can be added on select plans.

  • 4

    24/7 Assistance Services
    All our plans include global emergency support — a lifeline when you’re far from help.

  • 5

    Coverage for Specific Activities
    Generali plans support a wide range of adventure sports — just check your chosen activity is included when you quote.

Planning something more extreme? For heliskiing, climbing, or competitive events, check our Extreme Sports or Professional Athlete coverage pages.

What to Look for in a Quality Adventure Plan

For Sporting Equipment

If your adventure gear (such as boards, hiking packs, camping kits, or camera equipment) is damaged, lost, or delayed by an airline, be sure to request a written report (like a Property Irregularity Report or PIR) before leaving the airport. This documentation is often required to process claims and proves the issue occurred during transit.

Pre-Trip Photos Help:

Pre-Trip Photos Help: Since gear is often packed in cases or padded bags, damage may not be obvious right away. Take clear photos of your equipment and bag before your trip, ideally showing multiple angles. If anything is damaged, photograph both the bag and the gear as soon as you discover it. These photos help demonstrate condition and support your insurance claim.

What Activities Are Covered?

Our quote tool filters plans based on your chosen activities, nationality, and destination.

Coverage varies by plan, but typically includes:

Hiking or trekking (up to 4,000m standard; higher with advanced plans)
Surfing, paddleboarding, kayaking
Horseback riding, jungle trekking, or desert safaris
Guided canyoning or zipline adventures
Camping in remote regions
Scuba diving (non-technical), snorkeling, and swimming

Plan Options Available

We offer flexible options to suit your travel style:

  • Standard Adventure Plans – Ideal for moderate activity like surfing, guided hikes, and safaris

  • Enhanced Plans – For travelers venturing off-grid or requiring higher coverage limits

  • Custom Options – For high-risk activities or remote medical evacuation needs

Who Can Apply?

Coverage is available to travelers from the U.S., Australia, UK, EU, and globally, depending on your residence and destination.
Our quote system automatically filters plans to show only what you’re eligible for — and we’re happy to assist if your trip involves special conditions or complex itineraries.

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.