Surfing Cover

Surfing Cover

Planning a surfing holiday, whether you are learning to surf through to being experienced enough to confidently drop into hollow reef breaks, surfing has its risks and that’s why it’s important to stay safe in the line-up.

Surf Travel Insurance for Surfing Adventures

SurfingTravelInsurance.com provides cover for conventional and recreational surfing including other sporting adventures for residents of USA/Hawaii, New Zealand, Brazil, Australia, Canada, UK and over 130 other countries

Surf Travel Insurance assists surfers from popular surfing destinations, including Hawaii, America, Australia, Brazil, Japan, France, Spain, Portugal including South Africa, South America, Pacific/Asia and Europe who need to escape the local crowds for new adventures and empty barreling waves with self-confidence on and off the water

Am I covered surfing by travel insurance?

There are numerous scenarios around surfing misfortunes and travel insurance, although this could take a while here are a few common questions to consider.

Remember: travel insurance is there for things that might go wrong and will not cover extreme risks, medical conditions that you have before you travel, deliberately putting yourself in danger or anything that involves alcohol or drugs or STDs.

Am I covered if I get seriously hurt while surfing?

Yes, you are covered by travel insurance for medical emergencies and treatment from shark bites and from injuries as a result of hitting the reef. You should contact the emergency assistance providers as soon as possible so they are able to get you the best medical treatment worldwide.

Am I Covered if my flight is canceled due to natural disaster like the Bali ash clouds?

Provided you have already purchased your policy, then Yes! The sooner you purchase travel insurance the sooner you have cover for pre-paid deposits and travel arrangements. You should ensure your travel insurance policy has cover for cancellation costs and travel delay due natural disasters and severe weather including volcanic ash clouds.

Generally cancellations and delays are covered by the airline, the insurance underwriter will cover additional expenses but require you to keep the costs and expenses reasonable and get a written confirmation of your claim with the airline. All travel insurance policies will require the event to have begun after you have been issued with a certificate of insurance another reason not to leave purchasing travel insurance till you are at the airport.

Is my board covered if it breaks while surfing?

This all depends on the type of travel insurance policy you take out. Read your policy wording thoroughly to see if your board is ‘covered whilst in use’. Most insurers do not cover your surfboard while you are using it, however some policies may cover your surf board if it is lost, stolen or damaged while traveling as part of your luggage and personal effects but strict conditions can apply, so make sure you check your policy wording for full details.

If I require repatriation where will they send me?

If it’s agreed that repatriation is necessary, there’s cover for reasonable, additional travel expenses to get you home (your return flight ticket might be used to reduce the insurer’s cost) and other reasonable and necessary additional expenses such as for a medical escort or a friend/relative to travel home with you (or accompany your child if you’re not able to). If you die overseas, then the repatriation cover includes either transportation of your remains or ashes home or your overseas funeral, burial or cremation (not both).

If I get sick or injured and I cannot go on my surf trip or need to come home?

Again, this depends on the travel insurance policy you take and whether it includes cover for Cancellation or Trip Interruption. If you have pre-booked a surfing lesson, flights or accommodation, and you get sick or injured before you leave home and cannot go on your trip, then you may be able to claim for the non-refundable parts of trip that you have to cancel. If your illness or injury interrupts your trip, then you may also be covered for the unused part of your prepaid expenses, less any refunds you receive. Cancellation/Trip Interruption cover doesn’t reimburse you for “loss of enjoyment” or if you change your mind, and may also exclude other scenarios, so read your policy wording carefully.

What to do if I am seeking medical attention?

Get medical help from a medical practitioner, such as a doctor, or by going to a hospital as soon as possible. If it is an emergency situation, contact the local emergency services first, then contact our Emergency Assistance Team as soon as you can.

If it’s not an emergency situation, call our Emergency Assistance Team, and we can direct you to an appropriate medical facility. Remember, if you’re in a country with a Reciprocal Health Care Agreement in place, you must take advantage of the public health system where possible.

World Nomads is supported by various underwriters throughout the world depending on your country of residence.

Global Surfers

Surfing Cover has partnered up with Surf Travel Insurance to provide their Global surfing friends specific surfing travel insurance. Surf Travel Insurance provides Standard or Explorer Travel Insurance Plans online from World Nomads to surfers from over 140 countries, who are planning an international surf trip or have already left.

Although we cover over 140 countries, residents of the USA, UK, Europe, Brazil, Hawaii and New Zealand to name a few, have purchased these policies. You can buy, extend and claim online, even after you've left home. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

Global Surfers Click Here​

Maybe you’re living in Hawaii waiting for the next epic swell to hit Fiji, perhaps escaping the Californian lifestyle for long empty barrels in Indonesia or thinking of snowboarding down a white picturesque mountain slope in Europe. Wherever you live or where you want to go, consider Surf Travel Insurance for your next trip! The original surf travel insurance provider offering Global surfers cover while surfing.   On and Off the water.

Current Travel Alerts

Traveling? We have the insurance to suit!

Surf Travel Insurance assists surfers and non-surfers from popular surfing destinations, including America, Hawaii, Australia, Brazil, Japan, France, Spain, Portugal including South Africa, South America, Pacific/Asia and Europe who need to escape the local crowds for new adventures and empty barreling waves with self-confidence on and off the water. World Nomads, provide global, reliable and flexible cover for world travelers with buy and claim online!

Why Surf Travel Insurance?

STI are the global leaders in surf and snowboard travel insurance and specialist for surfing popular and remote destinations. STI global agents based in Hawaii and Australia, provide direct access to Hawaiian, American and Australian citizens including Global Surfers from 140+ countries worldwide. As surfers, we understand a surfer’s lifestyle and passion while providing insurance products to suit their individual and family needs.

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-OR-

Request a quote

Not sure? We take the hassle out of finding an insurance plan and tailor a package that is right for you. Simply fill in the form below and we'll take care of the rest.

  • Date Format: DD slash MM slash YYYY
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Need Insurance? We have you covered.

Overseas Travel

Overseas Travel

If your overseas trip includes adventure, working or just getting away, choose from a range of products to suit your travel needs including custom planning.

Single, Couples and Family

Single, Couples and Family

Traveling on your own, maybe with your partner or need to take the family, don’t forget the children with dependent kids under 25 are free.

Groups Travel

Groups Travel

STI can assist in customized travel insurance to suit the groups individual needs for any global surf and snowboard adventure.

Working Overseas

Working Overseas

Working Overseas! Choose one of our insurance products with individual and family medical and repatriation cover, while working overseas.

Volunteering Overseas Cover

Volunteering Overseas Cover

At World Nomads, our travel insurance allows you to participate in a range of volunteer activities and vacations, from summer teaching programs to clean water projects.

Surfing Cover

Surfing Cover

Planning a surfing holiday, whether you are learning to surf through to being experienced enough to confidently drop into hollow reef breaks, surfing has its risks and that’s why it’s important to stay safe in the line-up.

Snowboarding Cover

Snowboarding Cover

Whether your snowboarding or Skiing at a resort, or planning to go off the beaten track in the back country or even heli-ski, you’re here because you need reliable travel insurance.

Sailing Cover

Sailing Cover

If sailing is on your ‘to do’ list, it’s as simple as adding ‘sailing’ when getting a quote online. You will need to know a bit about where you’ll be sailing though, e.g. in coastal or international waters.

Motorbike and Moped

Motorbike and Moped

Plan on riding a motorbike or moped while overseas, whether just casually or as your main mode of transport, there’s cover under the policy if you’re properly licensed to ride.

Trekking and Hiking Cover

Trekking and Hiking Cover

The Standard and Explorer plans can cover you while hiking or trekking. If you want to go on a mountaineering adventure then there’s cover for this too under the Explorer Plan only.

Scuba Diving Cover

Scuba Diving Cover

Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers.

Surfing Olympics

Surfing Olympics

Planning on attending and following the first Surfing Olympics in Japan, the WSL and QS events or just supporting your local boardriders club. Benefits for single, couples and families while supporting your country, club and athlete.

Telo Island SIEEP 26/08/2013
A reported head trauma was reported which activated an air-ambulance with neurosurgeon onboard for the flight transfer. Air Ambulance was activated for this case and Patient was transferred to Singapore hospital for emergency surgery. The time line was under 6hrs to get patient to Singapore Hospital including: time for Refuelling air-ambulance, Clearance and Immigration requirements. Please note this procedure was in half the time estimated originally, due to improved remote airfields and air-ambulances.
Monika | Operations Coordinator
We have developed an internal database of providers for our team to use on cases with quick reference to hospitals/clinics as well as other providers (ground transfers, hotels, local agents etc). As soon as our team are activated on a case, we review our database for the closest facility that we can refer to. Our business partners are trusted providers who offer local knowledge as well as the ability to obtain crucial information (medical reports), as well as guarantee payments on our behalf, ultimately a seamless class for our travellers so that they are not out of pocket.
Lisa | Operations Manager

Worldwide Emergency Services

All policies cover emergency medical and evacuation expenses. For medical evacuation, customer’s needs to contact their country of residence emergency assistance team to assist with co-ordination

Already Overseas

With World Nomads, you can buy a policy online, anytime, from anywhere in the world. If you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply. This means you may have to wait up to 36 hours for full cover to apply and certain benefits (like pre-trip cancellation) may not apply as you’ve already left your home country. However, most policies can cover you straight away if you’re injured in an accident after you buy a policy. Your policy wording will have full details to understand the cover, limits and exclusions.

Surfboard Equipment

With World Nomads, Surfboards are covered under most policies for damage or loss whilst in transit, but not covered for damage whilst in use

Winter Sports Equipment

With World Nomads, Snowboards and skis are covered under most policies for damage or loss whilst in transit, but not covered for damage whilst in use

Electronics and Cameras

With World Nomads, Electronics and Cameras are generally covered for damage and theft, however, some policies can cover loss. Limits and benefits vary with each policy

Personal Items

With World Nomads, Personal items are generally covered for damage and theft, however, some policies can cover loss. Limits and benefits vary with each policy

Working and Studying Overseas

Policies, usually cover manual and non-manual work, volunteer etc. Each policy is different and may require additional premium to be paid for more risky types of work. Studying overseas is covered under all policies

Pre-Existing Medical Conditions

With World Nomads, Pre-Existing Medical Conditions have limited cover under some policies, no pre-ex assessment