US and Hawaii’s most trusted surf insurance
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You’ll have the option of purchasing specialised cover for your trip by upgrading to one of the additional optional packs – Increase Cancellation costs, increased luggage cover, add snow cover, rental vehicle excess and Excess buy out
Extra Cancellation Option
You can select the maximum amount of cover – trip limit – required for cancellation related expenses, and we’ll let you know what the additional premium is. The standard trip limit for cancellation related expenses is $5,000. ‘Cancellation related expenses’ means the following claimable expense types;
New for Old Luggage Option
Standard luggage cover is provided with any policy, whereas New for Old Luggage cover only applies if you add specified items under our New for Old Luggage Option when buying the policy. With our standard cover, your luggage and personal items are covered for their depreciated value if they are stolen, lost or damaged.
If you plan on taking part in winter sports on your trip, add this option. Travellers who have purchased the Winter Sports Option will also have cover under other events that would normally be excluded if they occurred while participating in a winter sport:
Rental Vehicle Excess Option
If you plan on renting a vehicle, you should check out how much insurance excess you’d have to pay if the rental vehicle is in an accident, damaged or stolen. If the insurance excess is more than $5,000, you can choose to increase your cover under this policy for an additional premium.
Excess Buy-out Option
Allows travellers to reduce the standard excess on their policy to $0. The standard cover includes an excess, which is your contribution towards your out-of-pocket expenses when you make a claim, and it’s shown on your COI. If you claim under an event where an excess applies, the insurer will deduct the excess amount from what they pay.