Brazil Residents Emergency

Brazil Residents

(Your World Nomads policy is provided through Zurich Insurance Group)

Call the assistance team at Zurich (WT Assist). They’re available 24 hours a day, 7 days a week and have Portuguese language assistants:

Phone: +1 877-660-2844 (from anywhere in the world)

Phone: (11) 2526-9312 (from Brazil); or

Whatsapp: +57 316 851-0533

Email:assistance@wt-assist.com

Medical, and Hospital Expenses Overseas (MHE-O) Cover This cover guarantees refunds for medical and hospital expenses incurred by the Insured person for treatment, under medical supervision, arising from personal accident or sudden and acute illness overseas and once departure from the Insured person’s country of residence is confirmed, within the limit of the Sum insured and subject to other Policy Conditions. 5.1.1. IMPORTANT: Acute episodes caused by a pre-existing or chronic condition are covered

If they lead to a clinical emergency or urgency situation, up to the limit of the Sum insured in the policy for expenses related to stabilisation of the condition to allow the Insured person to resume travel or return to their place of residence, with no cover for follow-up and control of previous treatments, check-up, or refill of prescriptions. For the purpose of the provisions of this item: a) Emergency: Refers to situations in which the Insured person requires immediate care due to risk of death; and b) Urgency: Refers to situations in which the Insured person requires care not classified as emergency care and can await emergency assistance. 5.1.2.

This cover has specific conditions for each type of travel:

Land and rail: This cover only applies when the insured is found in international territory, according to the contractual insurance trip, having they past the border of the country of destination.

Maritime: This cover applies from boarding the ship (check in) and provided that it has started the trip to foreign countries. In the event that the ship makes a stop in national territory before or after the arrival at the international destination, during this period there will be no cover.

Air: This coverage will apply from the moment the insured passes the customs authority, which is also characterised as international territory.

Attention: This cover is subject to a waiting period of 72 (seventy-two) hours, exclusively in the case of contracting for travel already initiated. 5.2.

Special Conditions for Additional Cover for Complementary Medical and Hospital Expenses Overseas (MHE-C-O) This cover guarantees refunds for additional medical expenses, i.e., expenses incurred by the Insured person for treatment that exceed the amount insured by the Medical and Hospital Expenses Cover Overseas (MHE-O) cover, provided that they are carried out under medical supervision, as a result of personal accident or sudden and acute illness overseas and once departure from the Insured person’s country of residence is confirmed, within the limit of the Sum insured and subject to other Policy Conditions.

Additional Cover for Medical, Hospital and/or Dental Expenses Overseas – Extended Sports Cover (MDHE-E-O)

If bought and described in the insurance cover note, this cover guarantees the extension of the risks covered by the Medical and Hospital Expenses Overseas (MHE-O) and Dental Expenses Overseas (DE-O) covers for events related to personal accident or sudden and acute illness arising from the amateur practice of covered sports. 5.4.1.

The indemnities for this cover do not accrue with the indemnities provided for by the covering of medical-hospital expenses on abroad travel (DMH-VE) and/or dental expenses on abroad travel (DO-VE). In case of an event caused by the amateur practice of one of the covered sports, the limits of sum insured, and other provisions of this coverage will be observed and respected. 5.4.2.

For the purposes of coverage extension, itis considered sports modalities covered by the list contained in clause 6 of this Manual. 5.4.3.

This cover has specific conditions for each type of travel:

Land and rail: this cover only applies when the insured is found in international territory, according to the contractual insurance trip, having they past the border of the country of destination.

Maritime: This cover applies from boarding the ship (check in) and provided that it has started the trip to foreign countries. In the event that the ship makes a stop in national territory before or after the arrival at the international destination, during this period there will be no cover.

Air: This coverage will apply from the moment the insured passes the customs authority, which is also characterised as international territory. Attention: This cover is subject to a waiting period of 72 (seventy-two) hours, exclusively in the case of contracting for travel already initiated.

Travel Insurance distributed by World Experiences Seguros de Viagem Brasil Ltda. (CNPJ: 21.346.969/0001-99) and guaranteed by Zurich Minas Brasil Seguros S/A (CNPJ: 17.197.385/0001-21) ruled by SUSEP Process 15414.901107 / 2015-77. The approval of this plan by SUSEP does not imply an incentive or recommendation of its acquisition or sale by the local authority.

Important: Travel insurance is not health insurance! Before you buy, you should carefully read all policy documents to understand what’s covered, what’s not covered and the limits, terms and conditions which may apply.

World Nomads is a local representative for Zurich. This site is subject to the rules described in the Terms of Use and Privacy Policy.

Read the full terms and conditions of the General Travel Insurance agreement registered and approved by SUSEP and the Representation Agreement for a summary of Zurich’s and World Experiences Seguros de Viagem Brasil Ltda. (World Nomads) responsibilities.

Global Surfers

Brazil Residents Emergency has partnered up with Surf Travel Insurance to provide their Global surfing friends specific surfing travel insurance. Surf Travel Insurance provides Standard or Explorer Travel Insurance Plans online from World Nomads to surfers from over 140 countries, who are planning an international surf trip or have already left.

Although we cover over 140 countries, residents of the USA, UK, Europe, Brazil, Hawaii and New Zealand to name a few, have purchased these policies. You can buy, extend and claim online, even after you've left home. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

Global Surfers Click Here​

Maybe you’re living in Hawaii waiting for the next epic swell to hit Fiji, perhaps escaping the Californian lifestyle for long empty barrels in Indonesia or thinking of snowboarding down a white picturesque mountain slope in Europe. Wherever you live or where you want to go, consider Surf Travel Insurance for your next trip! The original surf travel insurance provider offering Global surfers cover while surfing.   On and Off the water.

Current Travel Alerts

Traveling? We have the insurance to suit!

Surf Travel Insurance assists surfers and non-surfers from popular surfing destinations, including America, Hawaii, Australia, Brazil, Japan, France, Spain, Portugal including South Africa, South America, Pacific/Asia and Europe who need to escape the local crowds for new adventures and empty barreling waves with self-confidence on and off the water. World Nomads, provide global, reliable and flexible cover for world travelers with buy and claim online!

Why Surf Travel Insurance?

STI are the global leaders in surf and snowboard travel insurance and specialist for surfing popular and remote destinations. STI global agents based in Hawaii and Australia, provide direct access to Hawaiian, American and Australian citizens including Global Surfers from 140+ countries worldwide. As surfers, we understand a surfer’s lifestyle and passion while providing insurance products to suit their individual and family needs.

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-OR-

Request a quote

Not sure? We take the hassle out of finding an insurance plan and tailor a package that is right for you. Simply fill in the form below and we'll take care of the rest.

  • Date Format: DD slash MM slash YYYY
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Need Insurance? We have you covered.

Overseas Travel

Overseas Travel

If your overseas trip includes adventure, working or just getting away, choose from a range of products to suit your travel needs including custom planning.

Single, Couples and Family

Single, Couples and Family

Traveling on your own, maybe with your partner or need to take the family, don’t forget the children with dependent kids under 25 are free.

Groups Travel

Groups Travel

STI can assist in customized travel insurance to suit the groups individual needs for any global surf and snowboard adventure.

Working Overseas

Working Overseas

Working Overseas! Choose one of our insurance products with individual and family medical and repatriation cover, while working overseas.

Volunteering Overseas Cover

Volunteering Overseas Cover

At World Nomads, our travel insurance allows you to participate in a range of volunteer activities and vacations, from summer teaching programs to clean water projects.

Surfing Cover

Surfing Cover

Planning a surfing holiday, whether you are learning to surf through to being experienced enough to confidently drop into hollow reef breaks, surfing has its risks and that’s why it’s important to stay safe in the line-up.

Snowboarding Cover

Snowboarding Cover

Whether your snowboarding or Skiing at a resort, or planning to go off the beaten track in the back country or even heli-ski, you’re here because you need reliable travel insurance.

Sailing Cover

Sailing Cover

If sailing is on your ‘to do’ list, it’s as simple as adding ‘sailing’ when getting a quote online. You will need to know a bit about where you’ll be sailing though, e.g. in coastal or international waters.

Motorbike and Moped

Motorbike and Moped

Plan on riding a motorbike or moped while overseas, whether just casually or as your main mode of transport, there’s cover under the policy if you’re properly licensed to ride.

Trekking and Hiking Cover

Trekking and Hiking Cover

The Standard and Explorer plans can cover you while hiking or trekking. If you want to go on a mountaineering adventure then there’s cover for this too under the Explorer Plan only.

Scuba Diving Cover

Scuba Diving Cover

Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers.

Surfing Olympics

Surfing Olympics

Planning on attending and following the first Surfing Olympics in Japan, the WSL and QS events or just supporting your local boardriders club. Benefits for single, couples and families while supporting your country, club and athlete.

Telo Island SIEEP 26/08/2013
A reported head trauma was reported which activated an air-ambulance with neurosurgeon onboard for the flight transfer. Air Ambulance was activated for this case and Patient was transferred to Singapore hospital for emergency surgery. The time line was under 6hrs to get patient to Singapore Hospital including: time for Refuelling air-ambulance, Clearance and Immigration requirements. Please note this procedure was in half the time estimated originally, due to improved remote airfields and air-ambulances.
Monika | Operations Coordinator
We have developed an internal database of providers for our team to use on cases with quick reference to hospitals/clinics as well as other providers (ground transfers, hotels, local agents etc). As soon as our team are activated on a case, we review our database for the closest facility that we can refer to. Our business partners are trusted providers who offer local knowledge as well as the ability to obtain crucial information (medical reports), as well as guarantee payments on our behalf, ultimately a seamless class for our travellers so that they are not out of pocket.
Lisa | Operations Manager

Worldwide Emergency Services

All policies cover emergency medical and evacuation expenses. For medical evacuation, customer’s needs to contact their country of residence emergency assistance team to assist with co-ordination

Already Overseas

With World Nomads, you can buy a policy online, anytime, from anywhere in the world. If you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply. This means you may have to wait up to 36 hours for full cover to apply and certain benefits (like pre-trip cancellation) may not apply as you’ve already left your home country. However, most policies can cover you straight away if you’re injured in an accident after you buy a policy. Your policy wording will have full details to understand the cover, limits and exclusions.

Surfboard Equipment

With World Nomads, Surfboards are covered under most policies for damage or loss whilst in transit, but not covered for damage whilst in use

Winter Sports Equipment

With World Nomads, Snowboards and skis are covered under most policies for damage or loss whilst in transit, but not covered for damage whilst in use

Electronics and Cameras

With World Nomads, Electronics and Cameras are generally covered for damage and theft, however, some policies can cover loss. Limits and benefits vary with each policy

Personal Items

With World Nomads, Personal items are generally covered for damage and theft, however, some policies can cover loss. Limits and benefits vary with each policy

Working and Studying Overseas

Policies, usually cover manual and non-manual work, volunteer etc. Each policy is different and may require additional premium to be paid for more risky types of work. Studying overseas is covered under all policies

Pre-Existing Medical Conditions

With World Nomads, Pre-Existing Medical Conditions have limited cover under some policies, no pre-ex assessment