Brazil Residents Emergency

Brazil Residents

Brazilian residents

(Your World Nomads policy is provided through Zurich Insurance Group)

Call the assistance team at Zurich (WT Assist). They're available 24 hours a day, 7 days a week and have Portuguese language assistants:

Phone: +1 877-660-2844 (from anywhere in the world)

Phone: (11) 2526-9312 (from Brazil); or

Whatsapp: +57 316 851-0533

Email:assistance [at] wt-assist.com

Medical, and Hospital Expenses Overseas (MHE-O) Cover This cover guarantees refunds for medical and hospital expenses incurred by the Insured person for treatment, under medical supervision, arising from personal accident or sudden and acute illness overseas and once departure from the Insured person's country of residence is confirmed, within the limit of the Sum insured and subject to other Policy Conditions. 5.1.1. IMPORTANT: Acute episodes caused by a pre-existing or chronic condition are covered

If they lead to a clinical emergency or urgency situation, up to the limit of the Sum insured in the policy for expenses related to stabilisation of the condition to allow the Insured person to resume travel or return to their place of residence, with no cover for follow-up and control of previous treatments, check-up, or refill of prescriptions. For the purpose of the provisions of this item: a) Emergency: Refers to situations in which the Insured person requires immediate care due to risk of death; and b) Urgency: Refers to situations in which the Insured person requires care not classified as emergency care and can await emergency assistance. 5.1.2.

This cover has specific conditions for each type of travel:

Land and rail: This cover only applies when the insured is found in international territory, according to the contractual insurance trip, having they past the border of the country of destination.

Maritime: This cover applies from boarding the ship (check in) and provided that it has started the trip to foreign countries. In the event that the ship makes a stop in national territory before or after the arrival at the international destination, during this period there will be no cover.

Air: This coverage will apply from the moment the insured passes the customs authority, which is also characterised as international territory.

 Attention: This cover is subject to a waiting period of 72 (seventy-two) hours, exclusively in the case of contracting for travel already initiated. 5.2.

Special Conditions for Additional Cover for Complementary Medical and Hospital Expenses Overseas (MHE-C-O) This cover guarantees refunds for additional medical expenses, i.e., expenses incurred by the Insured person for treatment that exceed the amount insured by the Medical and Hospital Expenses Cover Overseas (MHE-O) cover, provided that they are carried out under medical supervision, as a result of personal accident or sudden and acute illness overseas and once departure from the Insured person's country of residence is confirmed, within the limit of the Sum insured and subject to other Policy Conditions.

Additional Cover for Medical, Hospital and/or Dental Expenses Overseas - Extended Sports Cover (MDHE-E-O)

If bought and described in the insurance cover note, this cover guarantees the extension of the risks covered by the Medical and Hospital Expenses Overseas (MHE-O) and Dental Expenses Overseas (DE-O) covers for events related to personal accident or sudden and acute illness arising from the amateur practice of covered sports. 5.4.1.

The indemnities for this cover do not accrue with the indemnities provided for by the covering of medical-hospital expenses on abroad travel (DMH-VE) and/or dental expenses on abroad travel (DO-VE). In case of an event caused by the amateur practice of one of the covered sports, the limits of sum insured, and other provisions of this coverage will be observed and respected. 5.4.2.

For the purposes of coverage extension, itis considered sports modalities covered by the list contained in clause 6 of this Manual. 5.4.3.

This cover has specific conditions for each type of travel:

Land and rail: this cover only applies when the insured is found in international territory, according to the contractual insurance trip, having they past the border of the country of destination.

Maritime: This cover applies from boarding the ship (check in) and provided that it has started the trip to foreign countries. In the event that the ship makes a stop in national territory before or after the arrival at the international destination, during this period there will be no cover.

Air: This coverage will apply from the moment the insured passes the customs authority, which is also characterised as international territory. Attention: This cover is subject to a waiting period of 72 (seventy-two) hours, exclusively in the case of contracting for travel already initiated.

Travel Insurance distributed by World Experiences Seguros de Viagem Brasil Ltda. (CNPJ: 21.346.969/0001-99) and guaranteed by Zurich Minas Brasil Seguros S/A (CNPJ: 17.197.385/0001-21) ruled by SUSEP Process 15414.901107 / 2015-77. The approval of this plan by SUSEP does not imply an incentive or recommendation of its acquisition or sale by the local authority.

Important: Travel insurance is not health insurance! Before you buy, you should carefully read all policy documents to understand what's covered, what's not covered and the limits, terms and conditions which may apply.

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Read the full terms and conditions of the General Travel Insurance agreement registered and approved by SUSEP and the Representation Agreement for a summary of Zurich’s and World Experiences Seguros de Viagem Brasil Ltda. (World Nomads) responsibilities.