The QBE International Travel Plans have been designed for Australian surfers
with cover for you
and your surfboards, in and out of the lineup
on surfing holidays, surf camps or surf boat charters.
If you are unsure of any aspect of the policy, please contact Greg or Sue by email us
or STI Surf Travel Insurance Phone: 07 5508 2658 or ask QBE Phone 1300 555 017
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STI Surf Travel Insurance
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International Surf Travel - Insurance Plans
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Preparing for a holiday is an exciting time, but there are many things to consider when travelling overseas: including passport, tickets, money, medical, hospital, emergency and repatriation, accommodation, rental vehicle excess, luggage and sporting equipment.
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All our Comprehensive International Travel Plans are with QBE Travel Insurance and may be purchased up to 24 months in advance, suitable to cover your early surf camps or boat charter deposits. |
Cover for individual surfers, surfing families and groups to over 200 destinations worldwide. |
Unlimited cover for pre-paid travel arrangements. Cancellation or holiday deferment costs due to severe weather, natural disasters, riot, strike or civil insurrection, illness or injury before or during your surfing holiday. |
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Dependant grommets* under 25 years of age now travel free with their families on the International travel plans. |
| Additional cover for expensive surfboards and quivers under 'Specified Items' |
| Consider the $NIL excess option on your policy, otherwise you will have to pay $200 for each claim that you make. |
| If the waves are too epic to go home on time - extensions are available online |
You should alway keep a copy of your policy with you as well as at home with a family member, give another copy to your tour guide or boat captain in case of an accident.
You must contact QBE Assist if you expect the costs of the claim will be in excess of $2,000 |
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BOAT & YACHT CHARTER
'FREE' Cruising Cover worldwide
for surfing travellers
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Surf Camps, Surf Tours,
Surf Boat Charters.
Surfboards covered
'Whilst in Use' |
SNOW SPORTS
' Free of Charge' for New Zealand only.
All other regions and destinations require additional benefit Snowsports |
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QBE International - Travel Plan Regions |
REGION 1 ... Cover for the USA, Canada, South and Central America and Antarctica
USA, South America, Hawaiian Is, Mexico, Brazil, Peru, Canary Islands, Easter Is
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REGION 2 ... Cover for Africa and Canada
Indian Ocean, Mauritius, Reunion Is, South Africa, Madagascar, Maldives, Seychelles
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REGION 3 ... Cover for Europe and the Middle East
Europe, France, Spain
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REGION 4 ... Cover for Asia, China, Japan and Indian Subcontinent
Bali, Indo, Japan, Mentawaii's, Philippines,
Sri Lanka, Tahiti, East Timor, Thailand
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REGION 5 ... Cover for UK and Ireland
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REGION 6 ... Cover for South Pacific Islands and Norfolk Island
Caroline Is, Fiji, French Polynesia, Marshall Islands, Micronesia, Nauru, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu
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REGION 7 ... Cover for New Zealand
North Island, South Island and Stewart Island
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Travellers must select the Region 1 Travel Plan if they are spending more than 72 hours of their trip in those destinations. Select the region where the majority of your trip is spent. |
QBE International Travel Plans - Key Benefits & Limits 'per adult' |
Per Adult includes any accompanying children under 25 years. This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply. |
Applicable Limits Per Adult |
| Surfers ... Cancellation or Holiday deferment costs |
Unlimited |
Surfers ... Emergency travel arrangements and accomodation expenses |
Unlimited |
Surfers ... Medical and Dental Expenses |
Unlimited |
Surfers ... Evacuation and Repatriation |
Unlimited |
Surfers ... Denture Expenses due to sudden and acute pain
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$1,000 |
Surfers ... Travel Delay |
$2,000 |
Surfers ... Rental Vehicle Insurance Excess |
$5,000 |
Surfers ... Luggage and Personal effect maximum item limit total |
$12,000 |
Surfers ... Personal Computer: Laptop, notebooks, blackberry and other hand-held personal digital assistants item limit |
$6,000 |
Surfers ... Camera & Video item limit |
$4,000 |
Surfers ... Watches and Jewellery item limit |
$700 |
Surfers ... Dentures and dental prosthesis item limit |
$800 |
Surfers ... Other Individual items limit |
$700 |
Surfers ... Emergency Luggage |
$500 |
Surfers ... Cover for hiring replacement of lost, delayed or damaged surf equipment
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$200 |
Surfers ... Stolen Cash |
$250 |
Surfers ... Replacement passports and travel documents
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$3,000 |
Surfers ... Home and contents insurance excess |
$500 |
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Surfers ... Loss of Income
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$10,000 |
Surfers ...Emergency accommodation due to terrorism maximum |
$3000 |
Surfers ... Personal Liability |
$3,000.000 |
Surfers ... Legal Expenses |
$15,000 |
Operators ... Financial Default |
$10,000 |
Agents ... Cancellation Fees |
$2,000 |
| Please read the PDS as conditions apply |
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Cruising Cover: Now automatically covered free of charge
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Additional Benefits you can purchase
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Specified Items: To cover items worth more than the item limit of $700. Cover up to $6,000 per item, maximum total for all items $15,000 |
| Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 units of cover |
Excess: Consider the $NIL excess option to cover your surfboards (less depreciation) otherwise you will have to pay $200 for each claim made. |
| Please read the PDS as conditions apply
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International Travel Plans - Guidelines |
The International premium amount payable is PER ADULT. A maximum of 2 adults can be named on a Certificate of Insurance. Please include the dates for departure from your residence and return to your residence when calculating your duration. |
Accompanying financially dependant * child/children, grandchildren, step children, nieces and nephews under 25 years of age are covered at no additional cost. |
The International Travel Plan must be issued prior to the commencement of your trip. Not available to travellers outside of Australia. |
The premium payable depends on your age and destination. If you are cruising for more than 4 consecutive days you must select the cruising option. |
Existing Medical Conditions 'EMC' |
If you are applying for an International Travel Plan you must tell QBE if you or anyone in your travelling party has an existing medical condition (EMC) other than those automatically covered. Available online when quoting. If your application is approved you will be advised of any restrictions or excess that may apply and may be asked to pay an additional premium. |
Existing Medical Conditions of a Non Travelling Relative or Business Partner 'NTR' |
Provided they are under 80 years of age you may apply to cover an EMC of a relative or business partner if their state of health could disrupt your travel plans even though they are not travelling with you.
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Qantas Frequent Flyer members can earn one Qantas Frequent Flyer point per $2 spent on eligible QBE travel insurance products. Terms & Conditions apply.
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For international travel always confirm the status of your destination with the Department of Foreign Affairs and Trade on their web site...smartraveller.gov.au. DFAT has complete travel related advice and information
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Making a Claim.. click here
Travel claims can be lodged 24/7, anytime from anywhere around the world.
Claims can be lodged whilst you are away or on your return home.
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QBE Assist is your frontline for medical & evacuation if you become suddenly ill or seriously injured whilst travelling abroad.
Their team of medical experts are available worldwide 24 hours 7 days a week to provide you with assistance for Medical, Non Medical, Hospital, Evacuation, Repatriation, Reschedule Travel Plans, Replacing Documents, Missing Luggage or Equipment etc.
Your policy, contains the information needed to activate this service. Please read the PDS as conditions apply |
You must contact QBE Assist if you expect the costs will be in excess of $2,000
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