The QBE Annual Multi Trip Travel Plans have been designed for surfers who travel frequently, with cover for you and your surfboards while surfing in and out of the lineups.
STI Surf Travel Insurance
Travel Insurance cover from QBE Insurance for surfing holidays in Asia, Indonesia, Bali, South Africa, Brazil, Europe, America, Hawaii, Japan, South Pacific and New Zealand
Annual Multi Trip Surf Travel Insurance - Less than $0.60 per day
Cruising Cover
NOW ' Free of Charge'

Suitable for Surf Boat and Yacht Charter
Frequent surfing trips overseas or within Australia are much cheaper on this Annual Multi Trip Travel Insurance Plan, with 60 days duration per trip.
Extensions are available online if the waves are too epic to go home, provided the current policy hasn't expired.
This policy is popular within the surf industry, surf photographers, frequent surfers, journalists etc:
Most sporting and adventure activities are covered at no extra cost including golf, tennis, surfing, water skiing, bungee jumping, para-sailing, white-water rafting, trekking, cycling and hot air ballooning.
QBE Annual Multi Trip Travel Plans - Key Benefits
Per Adult includes any accompanying children under 25 years. This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply.
Applicable Limits Per Adult
Cancellation or Holiday deferment cost
Unlimited
Emergency travel arrangements and accommodation expenses
Unlimited
Medical and Dental Expenses
Unlimited
Evacuation and Repatriation
Unlimited
Hijacking
Unlimited
Travel Delay
$1,500
Alternative Staff
$5,000
Rental Vehicle Insurance Excess
$4,000
Luggage and Personal effect item limit total
$15,000
Personal Computer: Laptop, notebooks, blackberry and other
hand-held personal digital assistants individual item limit
$6,000
Camera & Video individual item limit
$4,000
Set of Golf Clubs item limit
$3,000
Dentures & prosthesis individual item limit
$800
Individual item limit
$1,000
Emergency Luggage
$500
Cover for hiring replacement of lost, delayed or damaged surf equipment
$200
Replacement passports and travel documents
$2,000
Fraudulent Use of Credit or Debit Cards
$3,000
Business Documents andEquipment Hire
$2,000
Loss of Income
$10,000
Personal Liability
$2,500.000
Legal Expenses
$15,000
Financial Default
$10,000
Additional Benefits you can purchase
Cruising Cover: Now automatically covered 'Free of Charge'
Specified Items: To cover items worth more than the item limit of $1,000. Cover up to $6,000 per item, maximum total for all items $15,000
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 units of cover.
Excess: Consider the $NIL excess option otherwise you will have to pay $200 for each claim made throughout the year.
Snow Sports Cover: Cover for participating in a snow sports activity can be purchased for an additional premium.
Please read the PDS as conditions apply
Guidelines
The Annual Multi Trip premium amount payable is now PER ADULT. Each adult can travel independantly on the same policy. A maximum of 2 adults can be named on a Certificate of Insurance.
Accompanying dependant children under 25 years of age are covered at no additional cost.
The maximum duration of any one trip is 60 days, but you may apply for an additional short term policy to extend the cover beyond 60 days, provided the current policy hasn't expired.
NEW * Why not take out an annual policy for your partner so that they can either travel with you or independently, then you won't have the hassle of purchasing travel insurance every time either of you travel.
Additional cover is available for expensive surfboards under 'Specified Items'
Increase your rental vehicle excess cover for motorcycles, cars and campervans
Consider the $NIL excess option otherwise you will have to pay $200 for each claim.
Insure Online Direct to QBE Travel Insurance
If you are unsure of any aspect of the policy, please contact Greg or Greg at STI Surf Travel Insurance: Phone: 07 5508 2658 or email us or ask QBE Phone 1300 555 017
Information set out in the QBE brochure (PDS) online is designed to assist you in your decision to purchase QBE Travel Insurance.
It contains Existing Medical Conditions (EMC), Combined Products Disclosure Statement, Policy Wording and Financial Services Guide.
Any advice in this document is of a general nature only and has not considered your objectives, financial situation or needs.
The Annual Multi Trip Travel Plan now has two regions.
Region A - Worldwide Including USA, South or Central America and Antarctica
Region B - Worldwide Excluding USA, South or Central America and Antarctica

Surfboards covered 'WHILST IN USE'
One Qantas Frequent Flyer point can be earnt for every two dollars spent on an Annual Travel Plan. You will be eligible for these points upon departure.
You must be a member of the Qantas Frequent Flyer program.
Smartraveller a must see destination
For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site...smartraveller.gov.au DFAT has complete travel related advice and information
QBE Assist 24hr, 364 days a year medical and emergency assistance worldwide
QBE Assist is a team of high trained medical and insurance specialists, ready 24 hours a day, 7 days a week to help travellers in the event of an accident, illness or mishap during their travels.
Sometimes travellers just need help and QBE Assist is there when needed the most. Airport closures; lost or stolen documents; missing luggage all add up to frustration and anxiety when travelling.
QBE Assist can coordinate medical evacuation and repatriatrion for those travellers who become seriously injured or ill whilst travelling abroad.
QBE Travel Insurance make a claim online
Making a Claim
Travel claims can be lodged 24/7, anytime from anywhere around the world. Claims can be lodged whilst you are away or on your return home. Need to make a travel claim. click here
QBE
Annual Multi Trip
Travel Plans
QBE Annual Multi Trip travel plans brochure
MATTERS YOU SHOULD KNOW
Cooling off Period ... If, having purchased the policy, you want to return it, you can do so within 21 days of receiving the Certificate of Insurance and obtain a full refund, provided no claim has been made and your trip has not commenced. The Cooling Off Period does not apply to policy or trip extensions.
Insurance Disclaimer: Where a person uses this site to purchase travel insurance the following terms, conditions and acceptance criteria apply. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. This material contains general information only and may not suit your particular circumstances. Cover limits apply as set out in the policy wording.
Surf Travel Insurance is a trading name of Global Surf Travel Pty Ltd ABN 79 083 338 649 P.O. Box 97 Burleigh Heads. QLD 4220. A distributor of QBE Insurance (Australia) Limited, we do not ask for, nor do we keep any of your personal details or information.
Disclaimer: You understand that the insurance contract is between you and QBE only and that Global Surf Travel Pty Ltd / Surf Travel Insurance is not the insurer of any risk and will not be liable for any damages, loss or claim whatsoever, in connection with the purchase of insurance from QBE Insurance (Australia) Limited.