Annual Multi Travel Insurance for Surfers travelling more than 3 weeks a year

QBE Insurance

Existing Medical Conditions

Annual Multi Trip Travel Insurance for Female Surfers Now one of the cheapest available - from only .58 cents a day
	If you are planning surf trips for more than 3/4 weeks this year then consider this Annual Multi Trip Travel Insurance Plan with comprehensive cover for 12 months.
	Cruising automatically covered 'Free of Charge' Surfboards covered 'Whilst in Use'
	Cover up to 60 days per trip with extensions available to cover any extra days, provided the current policy hasn't expired. Please read the PDS as conditions apply.

QBE Annual Multi Trip Travel Plans - Key Benefits
The Per Adult policy includes accompanying children under 25 years at no extra cost. The list below is just a summary of the key benefits available under this policy. Please read the PDS as conditions apply.	Applicable Limits Per Adult
Cancellation or Holiday deferment cost	Unlimited
Emergency travel arrangements and accomodation expenses	Unlimited
Medical and Dental Expenses	Unlimited
Evacuation and Repatriation	Unlimited
Hijacking	Unlimited
Travel Delay	$1,500
Alternative Staff	$5,000
Rental Vehicle Insurance Excess	$4,000
Luggage and Personal effect maximum items limit total	$15,000
Personal Computer: Laptop, notebooks, blackberry and other hand-held personal digital assistants individual item limit	$6,000
Camera & Video individual item limit	$4,000
Set of Golf Clubs item limit	$3,000
Dentures & prosthesis individual item limit	$800
Individual item limit	$1,000
Emergency Luggage	$500
Cover for hiring replacement of lost, delayed or damaged surf equipment	$200
Replacement passports and travel documents	$2,000
Fraudulent Use of Credit or Debit Cards	$3,000
Business Documents andEquipment Hire	$2,000
Loss of Income	$10,000
Personal Liability	$2,500.000
Legal Expenses	$15,000
Financial Default	$10,000
Additional Benefits you can purchase
Specified Items: To cover items worth more than the item limit of $1,000. Cover up to $6,000 per item, maximum total for all items $15,000
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 units of cover.
Excess: Consider the $NIL excess option otherwise you will have to pay $200 for each claim made throughout the year.
Snow Sports Cover: Cover for participating in a snow sports activity can be purchased for an additional premium.
Please read the PDS as conditions apply

Insure Online Direct to QBE Travel Insurance
Information set out in the QBE brochure (PDS) online is designed to assist you in your decision to purchase QBE Travel Insurance. It contains Existing Medical Conditions (EMC), Combined Products Disclosure Statement, Policy Wording and Financial Services Guide.
Any advice in this document is of a general nature only and has not considered your objectives, financial situation or needs.

QBE Assist 24hr, 364 days a year medical and emergency assistance worldwide

QBE Assist is a team of high trained medical and insurance specialists, ready 24 hours a day, 7 days a week to help travellers in the event of an accident, illness or mishap during their travels.
Airport closures; lost or stolen documents; missing luggage all add up to frustration and anxiety when travelling.
QBE Assist can coordinate medical evacuation and repatriatrion for those travellers who become seriously injured or ill whilst travelling abroad.

Female Surfer Travel Insurance Compare rates for the different travel plans and save with Surf Travel Insurance. If you are unsure of any aspect of the policy, please contact Sue or Greg at Surf Travel Insurance by phone: 07 5508 2658 or email or ask QBE Phone 1300 555 017
QBE Annual Multi Trip Travel Plans

The Annual Multi Trip Travel Plan now has two regions.
Region A - Worldwide Including USA, South or Central America and Antarctica
Region B - Worldwide Excluding USA, South or Central America and Antarctica

One Qantas Frequent Flyer point can be earnt for every two dollars spent on an Annual Travel Plan. You will be eligible for these points upon departure.
You must be a member of the Qantas Frequent Flyer program.

For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site...smartraveller.gov.au DFAT has complete travel related advice and information

Need to make a travel claim. click here
Travel claims can be lodged 24/7, anytime from anywhere around the world. Claims can be lodged whilst you are away or on your return home.

MATTERS YOU SHOULD KNOW

Cooling off Period ... If, having purchased the policy, you want to return it, you can do so within 21 days of receiving the Certificate of Insurance and obtain a full refund, provided no claim has been made and your trip has not commenced. The Cooling Off Period does not apply to policy or trip extensions.

Insurance Disclaimer: Where a person uses this site to purchase travel insurance the following terms, conditions and acceptance criteria apply. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. This material contains general information only and may not suit your particular circumstances. Cover limits apply as set out in the policy wording.

Surf Travel Insurance is a trading name of Global Surf Travel Pty Ltd ABN 79 083 338 649 P.O. Box 97 Burleigh Heads. QLD 4220. A distributor of QBE Insurance (Australia) Limited, we do not ask for, nor do we keep any of your personal details or information.

Disclaimer: You understand that the insurance contract is between you and QBE only and that Global Surf Travel Pty Ltd / Surf Travel Insurance is not the insurer of any risk and will not be liable for any damages, loss or claim whatsoever, in connection with the purchase of insurance from QBE Insurance (Australia) Limited.